Working Capital Solutions

Fast Access to Working Capital

Start with a quick 2-minute pre-qualification to see if your business qualifies. If it makes sense, you'll continue to the secure application and document upload.

Not ready to apply? Explore our Business Insights
ConfidentialNo ObligationDirect Review

Also Available

Interest-Only Business Line of Credit

$200,000–$1 million with interest-only payments for up to a year. Subject to qualification.

  • Interest-only payments for up to a year
  • Revolving access for up to 11 months
  • Repayment terms up to three years

Small Business. Side Hustle. Big Plans.

From application to funding—
within 24 hours.

Self-employed, freelancing, or running a small business? Explore $500–$15,000 in revenue-based funding through EDV Merchant Solutions. Eligible applicants can complete the application and receive funding within 24 hours.

For eligible applicants. Subject to approval, successful bank-account verification, and bank processing times. Funding speed is not guaranteed.

  • Application to funding within 24 hours for eligible applicants
  • No minimum credit score requirement
  • Just 3 months of business or self-employed income required
  • Minimum monthly revenue of $2,500
Apply Now — Explore My Options

You’ll continue to our funding partner’s application website.

EDV Merchant Solutions may receive compensation if you obtain funding through this link.

Your work may look different. Your need for capital is real.

Business-purpose funding only. Subject to eligibility, revenue verification, and approval. Funding amounts and timing vary. Not available in New York, California, or Oregon.

$500–$15,000

Initial funding, subject to approval

Built for the way you work

Independent Contractors
Freelancers & Consultants
Rideshare & Delivery Drivers
Online Sellers
Home & Local Services
Small Business Owners

Audience examples only, not a guarantee of eligibility.

Business Insights

Practical Insights for Business Owners

Explore articles on funding, cash flow, and payment processing—whether you're ready to apply or just doing your research.

Business Funding

What Type of Funding Makes Sense for Your Business?

Getting approved for business funding is one thing. Choosing funding that actually makes sense for your business is another.

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Business Funding

How Do You Handle Vendor Payments When Cash Flow Timing Gets Tight?

Vendor bills due but customers haven’t paid yet? Here’s how to prioritize payables, negotiate with suppliers, and bridge the gap with short-term financing.

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About Us

About EDV Merchant Solutions

EDV Merchant Solutions helps businesses access working capital fast — without pressure or confusion. Since 2018, we've helped owners across all industries secure funding that actually fits their cash flow.

We review every file personally. If funding makes sense, we move quickly. If it doesn't, we tell you the truth. No wasted time, no pressure, no surprises.

What to expect:

  • •Personalized review — not automated software
  • •Transparent terms and clear explanations
  • •Fast responses and real communication
  • •Options matched to your business cash flow

How It Works

The Business Funding Review Process

Manual Review

Your application and bank statements are reviewed personally by our team—not automated software.

Confidential Process

All documents and information are handled with strict confidentiality. Nothing is shared without your consent.

No Obligation

Submitting documents for review does not commit you to anything. There are no guarantees or promises made.